Finding a Harbor Health therapist who is actually taking new clients should not take a dozen phone calls. Just Mind Counseling is in network with Harbor Health, and our client care team can match you with a clinician who accepts your plan.
Harbor Health is a plan many Austin-area employers offer, and we have been a locally owned Austin practice since 2007.
✓ In network with Harbor Health
Use your Harbor Health benefits at Just Mind.
Two Austin offices
North Austin and Westlake, plus online anywhere in Texas.
Matched by a real person
Our client care team suggests therapists who fit.
Quick replies
Most people hear back within 24 hours.
Why Austin Harbor Health Members Choose Just Mind
We have two Austin offices and more than 50 licensed clinicians, including LPCs, LCSWs, LMFTs and psychologists. Our team was voted Best Counseling Center in Austin 2026 by the Austin American-Statesman and Austin Monthly.
We see adults, teens, children, couples and families. Common reasons people come in include anxiety, depression, trauma, grief, ADHD and relationship stress.
What Your Harbor Health Plan May Cover
Like most health plans, Harbor Health generally covers therapy that treats a diagnosed mental health condition. Individual therapy is the most common example.
Because a diagnosis is required for insurance billing, your therapist will talk with you about what that means for your care during the first session or two.
Best Mental Health Practice
How to Verify Your Harbor Health Benefits
Your Harbor Health member card has a phone number for member services. Call before your first session and ask:
✓ Do I need a referral from my Harbor Health care team to see an outside therapist?
✓ What will I pay per session after any deductible?
✓ Does my plan treat video sessions the same as in-person visits?
✓ Are sessions for my child or teen covered the same way as mine?
If anything is unclear, our team can help you sort through it. You can also visit Harbor Health’s website for member resources.
What to Bring to Your First Appointment
- Your Harbor Health member card
- A payment method for any copay or deductible: cash, check, Visa, Mastercard, Discover or an HSA card
- A short list of what you want help with, even if it is rough
1. Tell us what's going on
Tell us a little about yourself and what you need help with, or call 512-843-7665 ext. 2.
2. We find your fit
Our Austin based client care team will read your request and reach out to you within one day with personalized match options for you.
3. Meet your therapist
Online or in person, whichever feels right.
Finding a Harbor Health Therapist Who Fits
Insurance directories are often out of date. Instead of handing you a list, someone on our client care team learns what you are looking for and pairs you with a Harbor Health therapist who fits your needs and schedule.
You can see that therapist at our North Austin office, our Westlake office on Bee Caves Road, or by telehealth from anywhere in Texas.
Get Matched With a Therapist Online
Same careful matching, just from wherever you are. We’ll find your right fit, no matter where you’re logging in from.
Harbor Health Therapy FAQs
Is Just Mind in network with Harbor Health?
Yes. Just Mind Counseling is in network with Harbor Health. Our scheduling coordinator confirms which therapists are available on your plan.
Do I need a referral to see a Just Mind therapist?
It depends on your plan. HMO plans usually require a referral, and PPO plans usually don’t. If you have questions, call the member services number on the back of your Harbor Health card.
Can my kids use our Harbor Health plan at Just Mind?
We work with children from two years old and up, along with teens and adults. Ask Harbor Health how your plan covers therapy for dependents.
What if my insurance changes to a plan you don’t take?
You can ask your new insurance company for a single case agreement so you can keep seeing your therapist. If it is approved, you pay what you would pay an in-network provider.
Does Harbor Health cover couples therapy at Just Mind?
No. Couples therapy is out of network for every insurance plan we take. Insurance requires a diagnosis code, and because couples therapy treats the relationship rather than one person, there isn’t a diagnosis code that can be assigned. Our rates and insurance page lists self-pay rates.
Ready to Use Your Harbor Health Benefits?
Start with our new client form and tell us you have Harbor Health. To compare self-pay rates or out-of-network options, visit rates and insurance.