Rates & Insurance

Rates & Insurance

Insurance

1/3/2022

Most of our clinicians take Whole Foods Medical Wellness (Whole Foods employees). We are in network for BCBS however we are going to be leaving their panel and have notified BCBS of our intent and are no longer able to take new clients. Our scheduling coordinator will help you determine provider availability. If we don’t take your insurance, see the options below for “rates without insurance” or “out of network.” 

Rates Without Insurance

  • Utilizing private pay is a huge advantage over most insurance since you will not be term-limited in your therapy, your insurance company will not be given any details of your therapy and you will not be given a diagnosis (this is helpful in case you are ever sued and your medical records are subpoenaed). You may also be able to claim mental health as a medical expense tax deduction.
  • Rates for therapy vary by therapist but they range from $125-195 per session. Rates can be found on each therapist’s profile. 
  • One Session at a Time Therapy is $140 per session for individuals and $155 for couples & families
  • Leadership Coaching is $155 per session
  • Executive Coaching for organizational leadership is $250 per session

Out of Network

You might want to check your benefits and each month we will give you the invoices to file with your insurance company. If you want an easier way, we also suggest using Reimbursify, a website and app, which will use an image/screenshot of the invoice we provide to you and file the claim and follow up with it for you. They charge around $1 per claim.

You may also have an option to do “single case agreements” through your insurance company. You will just have to let them know you have had a hard time finding an in network provider and that our practice has a specialist that can help you. We can’t request this but you can and it allows you to use your benefits. It works differently with each company but normally it’s comparable to in network from the patient perspective.

If you have a Health Savings Account, it makes out of network even easier as your pre tax dollars pay your deductible.

PLEASE CHECK YOUR COVERAGE CAREFULLY BY ASKING THE FOLLOWING QUESTIONS:

  • Do I have mental health benefits?
  • What is my deductible and has it been met?
  • How much does my plan cover for an out-of-network provider?
  • What is the coverage amount per therapy session?
  • Is approval required by my primary care physician?

PAYMENT

Cash, check and Visa, Mastercard, and Discover are accepted for payment. HSA or health savings account cards will also work for payment. Credit, debit, or cash is preferred due to the payment processing system employed. All payment is to Just Mind.

CANCELLATION POLICY

If you do not show up for your scheduled appointment, and you have not notified us at least 24 hours in advance, you will be required to pay the cost of the treatment as booked. We do this to ensure that we can help as many people as possible.

WHY IS THERAPY SO EXPENSIVE?

This article by HuffPost titled “Why Is Therapy So Expensive?”  is a great resource that provides some background into the pricing for therapy and  explains the reasons for the high costs of therapy.

Good Faith Estimate

As of January 1, 2022, under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.