There is a confusing array of insurance arrangements. The first thing you should do is check with your insurance carrier. Check your coverage carefully and find the answers to the following questions:
- Do I have mental health benefits?
- What is my deductible and has it been met?
- How many sessions per calendar year does my plan cover?
- How much do you pay for an out-of-net provider?
- Is there a limitation on how much you will pay per session?
- Is primary care physician approval required?